A St. Louis Car Accident Attorney Can Make Your Life Easier
March 13, 2012
So you’ve just been injured in a car accident and you have mounting bills, lost wages fr and a lot of worries. There are many reasons for hiring an experienced St. Louis car accident lawyer. The first reason is that you want to receive the full value of your claim. Nobody wants to be taken advantage of by an insurance company bully. Insurance companies are in the business to make money, not to make your life easier.
Besides receiving the full value of compensation, there is a lot that goes into properly evaluating a claim. An evaluation of a claim requires that there is complete documentation of all of your damages. Often times it is difficult to obtain full and complete copies of all of the necessary documentation. If you failed to submit some bills, or part of your lost wages, then you will not receive fair compensation for your claim.
In addition, insurance companies often try to convince you that you really aren’t entitled to any money for” pain-and-suffering.” They may want to pay you your medical bills and give you a token settlement in regard to your injuries. Having someone who is experienced as a Missouri car accident lawyer can be reassuring. It saves you the time and effort of having to compile all of your documentation and attempt to analyze your own injuries. In addition, an experienced Missouri car accident attorney will be familiar with jury histories throughout the state. It is important to realize that your claim would be brought in a particular county. Depending on which county your case is in, you must allow for variances in terms of the types of juries that could potentially be chosen. If you are in a conservative “venue” then you may have to adjust your expectations. If you’re in a generous venue, then you may be able to get additional compensation based on the history of juries in a particular area.
There are also numerous technical legal arguments which can be made on both sides. For example, how much do you have in medical bills? Are the bills the full amount that the healthcare provider billed, or is it the amount that it costs in order to satisfy the bill? It is not uncommon to see a bill from a hospital for $10,000 and then see a health insurance payment form indicating that the amount was “paid in full” for $3500. Both the full amount of the bills and the amount that was paid to satisfy the bills are relevant to what you might expect to receive in a potential verdict.
Besides the headaches involved in trying to put together and evaluate your own case, there is still the matter of “stress”. Insurance company adjusters are trained to intimidate people like you. They are experienced in handling claims and they have been taught how to negotiate. Insurance adjusters know that, if you didn’t hired an attorney, you probably have no interest whatsoever in taking your claim to court. They count on this when they are negotiating with you. They know that they can create stress and anxiety by talking about all the hassles that are involved in going any farther with your claim. It is their hope that you will just” take what they have to offer.”
Hiring an experienced St. Louis personal injury attorney can help you cut through this mess. You get the advantage of having someone in your corner who will tell you what to expect. You will have the peace of mind of knowing that an experienced St. Louis personal injury lawyer will be able to negotiate on your behalf. Missouri personal