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Your Guide to Handling Workers’ Compensation

Sept. 10, 2016

Worker’s compensation is a form of insurance that protects you with financial support if you ever become seriously ill or injured in your workplace. It’s one of the most important pieces of your coverage as a worker, but it’s also the easiest to under appreciate until you need it the most.

The key to worker’s compensation is that you are able to receive a percent of your salary and compensation for medical bills during your recovery time in exchange for waiving your rights to initiate litigation against your employer over your condition.

Whether you break your arm, are diagnosed with a respiratory disease, or even suffer an amputation, understanding the process of filing a workers’ compensation claim is critically important to ensure you’re not left without a salary or the means to pay your medical bills.

First Steps

Enduring an injury at work doesn’t automatically guarantee your worker’s compensation approval. The filing process can be tricky, so you need to report your injury or illness as soon as you know about it. Many places only allow a 30-day window to consider the claim valid, so don’t waste any time. If there are any witnesses who can help support your claim, collect their names and contact information. Seek whatever medical treatment you may need immediately, and be sure to keep precise records of everything that occurs.

Consider a Lawyer

You may be able to navigate through your workers’ compensation case if your employer agrees that your injury or illness is valid and you didn’t need to miss much work to resolve your health issues. However, there are many situations in which a lawyer becomes necessary to ensure that you receive the compensation you deserve instead of having to accept a denied claim.

If your employer doesn’t provide your benefits in a timely manner, fails to cover all of your lost wages and medical bills, or begins to retaliate against you as a result of your compensation claim, it’s definitely time to call a lawyer that specializes in workers’ compensation. An attorney knows how to seek and obtain all the compensation that is deserved in a compensation case.