Debt collectors failing to identify themselves (only company name), or failing to state that collector is confirming or correcting locating information
Debt collectors disclosing to third parties that debts are owed
Contacting any person more than once, unless requested to do so by the third party
Contacting any person after knowing you are represented by an attorney
Calling you before 8:00am and after 9:00pm, your time
Contacting you after you are represented by an attorney (i.e. your Bankruptcy attorney)
Calling place of employment after debt collector knows employer prohibits calls (after you say, do not call me at work”)
Contacting you, after you, in writing, tell debt collector you are not going to pay debt, or you want collector to cease communication Harassment or Abuse
Debt collectors harass, oppress, or abuse any person
Threat of Force or criminal means to harm you or your property
Using profane language
Calling you without disclosing identity (“I am a debt collector attempting to collect a debt”)
False or Misleading Representations in Communication
Attempting to collect more than is owed
Implying debt collector is an attorney when it is not.
Threatening that the nonpayment will result in imprisonment, garnishment, and attachment.
Threatening to sue you when they are not an attorney.
Threatening to take any action debt collector doesn’t intend to take or otherwise lying. Robert Healey FREE CONSULTATION (314) 310-8373